I need more money than a million. More than a million rubles

Last update: & nbsp 11/06/2019

Greetings to the readers of the online magazine "RichPro.ru"! Today we'll talk about how you can earn a million (1,000,000) rubles or even dollars per month or year and what options are possible for this.

After studying the article from start to finish, you will also learn:

• Is it realistic to make a million from scratch in Russia;
• What ways will help you earn your first million;
• Where you can earn $ 1,000,000.

In the presented publication you will find real stories and examples, as well as advice for those who decided to make a million. without investment .

It is useful to study the article for everyone who has not yet earned a million and does not yet know how to do it. Do not forget the saying "time is money"... So don't waste it and start reading right now.

How to make a million in a month or a year and who earns $ 1,000,000 - in our new issue

(million) rubles or dollars for 1 day, week, month, year? 💰

Many people dream of making a million rubles or dollars in a short time ... However, not everyone understands whether this is real.

In fact, it is quite possible to earn such an amount. However, for this, there should already be existing options - running business, expensive real estate, high-paying job or even just connections .

Also, those who have unique talent or famous name ... It concerns, For example, famous football players, actors, singers.

Naturally, not everyone has the listed advantages. However, even in their absence, one should not despair: it is quite possible to make a million. You just have to consider that you will have to spend more time and effort on it. But all efforts will certainly pay off many times over.

💡 If you are not one of those who are afraid of difficulties - start to work. Simple calculations allow you to understand that earning about 100,000 rubles per month, you can get a million already after 10 months... And this is quite real.

Of course, you can make a lot of money much faster. However, we no one we do not recommend use fraudulent schemes or engage in crime. Therefore, in our article we will only talk about honest and reliable methods. They will definitely help you earn a million, even if in about a year.

TOP-8 options for how you can make your first million

2. Where and how to make your first million from scratch in Russia - 8 possible options 📋

Actually make money billion and it is practically impossible not to deny yourself anything to an ordinary person in Russia. This requires serious start-up capital as well as connections. The situation is different with earnings million or even several.

First of all in order to achieve financial well-being, you have to change - to reconsider your own habits, beliefs, attitude.

When a certain work on oneself is done, the desire to earn the first million will inevitably appear. Naturally, at this moment the question arises of how to do this. To make a million, you have to learn not only to reason, but also to act actively. Below are the TOP-8 options for earning 1,000,000 in Russia .

Option 1. Employment

Among those looking for ways to make a million from scratch, the ideas of work for hire are usually not popular. However, the salaries of experienced specialists in metropolitan areas are often significantly higher than the profits of an entrepreneur in the provinces.

Of course, finding high-paying wage employment is not easy. A number of conditions will need to be met.

To get a decent income, you must:

1. become a highly educated specialist who is in demand in the labor market;
2. Carefully build a career, choosing from a large number of offers the most promising and highly paid.

Today, not only management personnel can boast of the highest salaries, but also specialists in the field programming , accounting departments , lawyers , dentists , realtors for the sale of real estate.

Subject to certain experience, a serious attitude to work, employment in a large company, they can earn several million a year.

Option 2. Own business

In search of a way to make a million, many pay attention to the opportunity to start their own business. Financial experts confirm that this is one of the few options that can generate hundreds of percent per year on a business investment.

It should be remembered that it is unlikely that it will be possible to make money in this way from scratch. In any case, you will have to invest money in creating your own business.

Of course, there are areas that allow you to start a business with minimal investment. Moreover, a budding entrepreneur can count on gratuitous financial support from the state... However, in order to get it, you will have to develop and submit a high-quality one for the commission's consideration.

When choosing the direction of your own business, experts recommend that you first of all pay attention to mini business ideas ... They allow you to get started with minimal investment at home. The only thing that needs to be done is to assess your knowledge and skills.

Almost everyone has the resources necessary to run the following types of business:

• cosmetic and major repairs of residential and commercial premises;
• the provision of small household services in the field of electrical and plumbing;
• repair of equipment;
• private driving instructor services;
• making cakes to order;
• cleaning services;
• tutoring;
• consulting services.

Method 5. Earnings at home

Even those who live in small cities and do not have initial capital can make a million. To do this, it is enough to organize your own home business.

Professionals advise starting a business in a field with which you are familiar. The greatest success is achieved by former employees who have gained significant experience in their professional field.

It is also important to ensure that the chosen line of business is in demand. Today, the greatest success is achieved lawyers, teachers, confectioners, photographers.

The choice of options for creating their own business is significantly expanding for those who have free space for this. Many successful businessmen started their businesses in a garage.

The following types of companies can be opened in the garage:

1. car service;
2. furniture shop;
3. production of building materials, paving stones, paints and varnishes and other products;
4. dry cleaning or laundry;
5. cleaning feather pillows;
6. growing mushrooms and greenery;
7. production of breakfast cereals, herbal teas.

If you choose a business that you like and are in demand among the residents of the surrounding areas, it will be quite possible to make a million. Of course, this will take some effort.

Method 6. Investments

Many who have free funds are thinking how to make money on them. Most often, a decision is made to put capital in the bank on. However, the profitability of this option leaves much to be desired.

In fact, there are many ways to invest money that allow you to make good money in a fairly short time.

It should be understood that a higher ⇑ level of profitability is associated with a higher ⇑ level of risk of loss of invested funds... Therefore, when investing, it is important to choose the optimal ratio of these two indicators for yourself.

The table shows the most popular investment instruments in ascending order of risk and return.

Table: “Levels of return and risk of various investment instruments”.

An important principle of this income-generating option is that the investor must be well versed in the chosen financial instrument... In this case, you will be able to earn a million and even more quickly enough.

Newcomers who lack the necessary knowledge may partially or completely lose their invested capital. However, there is an opportunity that allows you to significantly reduce the risks - to transfer money to trust management professionals. In this case, the owner of the funds is only required to find an experienced manager who can competently invest funds with maximum profit.

📣 By the way, access to modern financial exchanges is carried out through brokers that provide online trading services. Therefore, it is important to carefully consider his choice. One of the best is this broker.

Method 7. Earnings on freelance

This income generation option is very popular all over the world. In Russia, they are still very wary of him. Meanwhile, it allows you to earn a million by offering your services to those in need. However, it should be borne in mind that serious experience and knowledge in a particular area will be required.

Among the advantages of freelancing are:

• there is no need to waste time on the way to the workplace;
• the ability to independently plan a working day;
• lack of demanding bosses, the freelancer decides for himself when and what to do.

However, despite the serious advantages, this option also has tangible limitations ... They are primarily associated with unstable earnings... There is no guarantee that orders will arrive evenly throughout the month; for an indefinite period of time, you can be left without income.

It is in connection with the instability that experts recommend first using freelance as a source additional income. Only when a large client base has been developed can you quit your job and fully devote yourself to your favorite business.

Method 8. Own website

Not everyone knows, but you can make a million quickly creating your own sites ... For such work, you need to be able to create resources, select and write high-quality content, promote a finished website. If these skills are not available, funds will be required to pay for the services of specialists.

You don't have to have a lot of experience to start making money in this way. Beginners can create websites using free templates, purchase inexpensive texts on exchanges to fill them. Of course, such a resource cannot be sold dearly, but on it you can work out basic skills and learn a lot.

This concludes our release.

If you have not yet managed to earn your million, may you be able to do it in the near future!

If you have any questions, comments or additions on this topic - write them in the comments below. Do not forget to also share this material with your friends on social networks. Until next time!

This is not a self-praise post. This is a real question, and I have few options.

Thank you people for putting up with my articles about iPhones, sofas and razors. Recently, I have imperceptibly exceeded> 5,000 articles. And thanks to your frenzied readings, I have accumulated 1 million rubles.

So I looked at them and understood what was needed act... I don't know anything about finance except for basic things, so I decided to speculate publicly. Maybe you can tell me something.

In short, here are my thoughts on where this million can be invested.

You can take a mortgage and rent (long)

Typical rough renovation in a new building

I looked at different options in Voronezh. Well, in Moscow. Alas, in the capital you can't get anything normal for a million. Is it just outside the Moscow or even in some Ryazan.

So in reality there is only one option for real estate - a mortgage. And then a financial genius turns on in me.

Here's the idea: throw in a million as a down payment, get the keys - and move tenants there... At the expense of renting an apartment to pay the mortgage, well, and sometimes put it on top in order to pay off as soon as possible.

As a result, I will have completely (or almost completely) my own apartment, in which I can live or continue to rent it, getting a profit.

The trouble is that if I lose my job, I face a lot of problems. Damage to your credit history, at least. And there may not always be people willing to rent my mortgage house. Then an unnecessary apartment will hang on your shoulders, for which it owes a good deal to the bank. As a result, I will lose a million, and there will be no apartment.

The payback is long and dreary, so well it.

Become a huckster at the start of iPhone sales ($$$)

I want to do this for a very long time. Wait for some iPhone 8, buy out a large batch and sell it on Gorbushka with a good profit in the first days. I saw with my own eyes how it works.

Fact: every iPhone 8 in the first 2 weeks will turn out sell about 20-70% more expensive, the price varies depending on the date. It's only about Moscow. The later I sell, the cheaper, so it will be necessary to act quickly (and in advance).

Profit calculation (dangerous, numbers):

1. One iPhone 8 in Europe costs 699 euros or 41,940 rubles.

2. For 1,000,000 rubles. you can buy 24 pcs. iPhone 8.

3. One iPhone 8 in Moscow can be sold for 80,000 rubles.

4. RUB 80,000 multiply by 24 pcs. iPhone 8 = RUB 1,920,000!

It is this “bare” profit (without force majeure) of 920,000 rubles, that is, almost double earnings in just 7-10 days.

Alas, here I can lose up to 30% of the amount if Apple gives an early start in sales in Russia at a similar price. It is almost impossible to take out 24 iPhones on your own, but help costs money, which deprives part of the profit. IPhone shipments may be reduced, and the Chinese and Arabs will buy everything in advance - then the plan will fail.

I have long wanted to try the life of a real "huckster" for myself, but something suggests that it is not as easy as it seems from the outside. I will think and understand the risks.

Doing business (risky)

Business too.

It looks like a normal option. Go and start your own business, stop working for your uncle, that's all. Wagons of ideas, all more or less profitable now, if you have a head on your shoulders: from a vape shop, a pub with craft beer, that's all. Well, open a shawarma kiosk, generally sacred!

For 1 million it is quite possible to take a "ready-made" small business and start without the dreary first steps. “Willingness” is not in vain put in quotes: a normally operating business with adequate income will never be sold to you for “lam”!

Ideally, I can reach a payback in 2 years, but in general there are prospects for multiplying a million.

That's just the same 1 million burns out 50 times faster on an unsuccessful idea or erroneous decisions, which will bring the same amount into your pocket. At the same time, it will burn in agony, lost nerves and time - both your own and your employees. I will also remain in debt.

In short, it is stupid to go into your own business with a pitiful (by his standards) 1 million without a rigidly written idea and a reinforced concrete business plan with all the nuances and therefore unsinkable income. There is no such idea, so for now I will refuse and continue to work on site.

Play on the stock exchange or invest (just not)

LIVE: how I play the euro / dollar pair

Against the backdrop of fresh and immortal stories about investment companies, stock market gambling and other "cunning" methods of earning - in firebox this idea.

NO NEED play on the stock exchange for 1 million rubles or invest it “somewhere” until you know 100% what you are doing and where (in whom) you are investing. The risk is such that it's easier to find 500 rubles on the street than to make money by blindly jumping into the securities market.

You can play on the stock exchange for a maximum of 100 bucks, drain them, smile and never touch it again. Because the system is working against you. You are never safe from "kitchen" and bots.

And investing, buying stocks without a good human expert at hand or in the absence of proper education, experience and understanding of the market situation is the same as rolling this million into a roll and burn.

Put in the bank - that is, open a deposit (norms)

How many times have I already thought about this, and all the time I returned to this option as to the safest... No, judge for yourself. You only need to deposit money, then pick it up within the specified time frame.

Bank guarantees the accrual of interest, actually covering inflation and increasing the rubles. And what actually does with your money does not concern you in any way. This is the main plus -

nothing to do. I put it in, took it away.

As a result, you have 100% safety of money + about 10% to them every year.

It also turns out that no risks if I choose a normal bank and good conditions. Here it is really important not to make a mistake, not to buy into too high profitability and invest in a bank where the Deposit Insurance System operates (naturally, up to 1.4 million rubles).

I have found normal conditions for deposits so far in Rocketbank... Information for skeptics and those who shout that the bank will be closed tomorrow. Will not close - this is the one that belongs to the bank "Opening", which ranks 6th in the rating of the largest banks in Russia.

Just keep at home (suddenly sprout)

Alas, the most pathetic option. Only old people and alarmists who are waiting for a repeat of 1997 will approve of it. The easiest way to steal money under the pillow is to spend it, and there will definitely not be more of it.

I did this to the last, now I chose something else. I think you can guess what.

Which option do you think is better?

Quickly click what you think is the most correct option for spending one million rubles:

What would you do with 1 million rubles? And if he was, then how already did it - and do you regret it?

Two days ago, I donated blood for an analysis called typing. No, I was not sick, and I will most likely never know the results of this analysis. I donated blood to become a potential bone marrow donor.

The cunning photographer caught me in the only split second when it hurt.

Why did I do it.

Here's a look at these people

All of them are wards of the Tradition Foundation. Their diagnoses were different, but they all needed the same operation - bone marrow transplant. However, a transplant implies that there is a donor and there is a recipient. And in the case of all these people, there was a donor problem.

Bone marrow cannot be transplanted from the first person who comes across - it will not take root. An identical blood group does not necessarily help, and even a direct relationship does not always guarantee compatibility.

There are only a few such bases, called registers, in the world. The largest one is in Germany, and for foreigners its use, of course, is paid. Searching for a donor for one patient in it costs 18 thousand euros - that is, 1,260,000 rubles at approximately the current rate. And this search in a foreign register is not paid by the state, since in itself it is not a medical manipulation.

That is why charitable foundations, including Tradition, constantly raise funds to pay for the search for a donor in a foreign register. Here they are, our wards: Zhenya Zhalnin, Angela Chankvetadze, Sergey Volnykin, Irina Etenzon and others

And we are collecting Alexei Safarov to search for a donor right now.

There is also a Russian register of potential bone marrow donors, the search for which is free for Russian citizens. But this register is extremely small - it now has a little less than 38 thousand people. And for all the time, 74 of them became real donors.

For comparison - in German Stefan Morsch register , the oldest and most numerous, consists of ten times as many potential donors.

And so I went to donate blood for typing. So that next time a person with acute leukemia or his parents do not ask for money from the fund and open a collection on social networks, and do not worry about it at all, but just one day they would call me from the hospital.

And if you think that it doesn't matter - imagine this heap of money, more than a million rubles, and think about where you will get it "if something happens." For example, I have nowhere.

I'm not a wealthy person at all. I, like most of my compatriots, have no savings, I live from paycheck to paycheck and regularly face a situation when there is not enough money for quite necessary things - for clothes, for everyday life, for paid treatment. I have practically no resources to help someone. I constantly see those in need, I even somehow participate in their fate, but I perfectly understand that the sense from my help is almost zero, a statistical error.

Perhaps this is pride, but it is very insulting. And the gospel story about two mites, frankly, does not comfort much. Well, let's say I gave everything that I had and acquired some kind of blessing - but it’s no easier for those in need from my poverty.

And here I can finally more than really help someone. More than a million rubles.

And almost everyone can do this - the list of contraindications is rather short.

And I encourage everyone who reads this letter to follow my example. You can get typing in many cities ( ). It's very simple - find your city, call the phone and find out when to come with your passport. Come, fill out the donation agreement and go to the procedural room.