Tinkoff S7 Airlines credit card. Tinkoff S7 Airlines credit and debit card: how to get, reviews, conditions, how to spend miles How long an application is considered

With an S7-Tinkoff card, you earn miles for purchases. Exchange them for flights with S7 Airlines and the oneworld alliance, or upgrade your service to Business Class.

Tinkoff S7 Airlines is a joint product of Tinkoff Bank and S7 Airlines. For purchases and expenses made, miles are credited to her bonus account, which can be spent on air tickets and other privileges from the airline.

There are two types of Tinkoff S7 debit cards:

• World;
• Black Edition.

There are similar credit products with a credit limit of up to 1.5 million rubles. and a 55-day interest-free period.

How the card works

For each payment made for a purchase under a co-branding agreement, the client accumulates a certain number of mileage bonuses. The prizes are also brought by flights on the planes of S7 Airlines and the oneworld alliance. In order to stimulate the client for registering in the program, welcome miles are also credited to the card.

Having accumulated enough bonuses, the program member can spend them at his own discretion, not forgetting to periodically use the services of the airline (after all, travelers are encouraged). Miles give the right to exchange a ticket purchased at a low fare for an upgraded class on the plane, as well as to take advantage of the priority in choosing more comfortable seats in the cabin.

Tinkoff bank issues both credit and debit co-branded plastics of several categories. Each of them has its own rules for servicing and accumulating bonuses.

C7 Tinkoff cardholders also have access to:

• closed sale of S7 Airlines tickets twice a year;
• improving the service status with access to business lounges;
• favorable exchange rate for currency conversions;
• commission-free cash withdrawal from ATMs around the world;
• with quarterly turnovers from 800 thousand - free upgrade to business service status.

Earning miles

A distinctive feature of the S7 card from Tinkoff is the earning of miles for making a non-cash payment on it.

Namely, for every 60 rubles spent, there are:

• 3 miles when shopping on the s7.ru website;
• 1.25-1.5 for any card payments if there is a daily account balance of 150 thousand or more;
• up to 18 for purchases on special offers and promotions from the bank's partners.

The procedure for accruing miles on a debit card C7 Tinkoff World

When using an S7 Tinkoff Black Edition card for every 60 rubles, the following will be returned:

• 4 miles when spending on s7.ru;
• 1.5-2 for other payments with a minimum balance of 300 thousand per day;
• up to 18 for payments on special offers from partners.

Earning miles as cashback with S7 Airlines Tinkoff Black Edition card

Miles are not credited for:

• inter-card transfers;
• transactions carried out via mobile / internet bank;
• payment for mobile / internet / TV communication;
• replenishment of electronic wallets;
• other operations as decided by the bank.

In case of suspicion of abuse, the accrual programs can be withdrawn.

Credit card

The bank issues 2 types of joint credit cards: World Mastercard regular and Black Edition, providing contactless payment. Cash plastics are issued free of charge and are delivered to the client as soon as possible. Each credit card has a grace period of 55 days, for which no interest is charged. For every 60 rubles spent, a specific number of bonus miles is accumulated (more details in the table below).

Additional Information. Welcome miles are credited immediately after paying with a bank card for a large purchase within the 1st quarter from the date of receipt of the plastic. In parallel, miles are credited to the S7 Priority card.

Terms of Service for Co-branded Credit Cards

Cardholders can participate in closed sales held on the airline's website www.s7.ru. The bank also provides card privilegesBlack Edition:

• admission to the lounges of international airports;
• free travel insurance;
• priority service for card re-issue and cash withdrawal.

A bank loan that brings nice bonuses is a pretty lucrative offer for those who like to travel.

Debit card

A debit card, as opposed to a credit card, is a depository of the client's personal funds, which he entrusted to the bank. The owner of the funds disposes of them at his own discretion: makes purchases, withdraws cash, pays for services, bills and makes transfers.

The co-branded debit card is profitable, i.e. award bonuses in the form of accumulated miles. They can be spent in the same way as in the case of a credit card (and be sure to fly sometimes).

Tinkoff issues the same categories of debit cards as in the version with credit cards: a simple co-branded World Mastercard and Black Edition. All conditions regarding credit cards (from the table above) apply to debit cards, with the exception of a few points:

• there are no welcome miles;
• for servicing debit co-branding on a simple card they take 190 rubles / month; but if the card has a stable balance in the amount of 150 thousand rubles, then the service costs the client free of charge;
• on the Black card monthly service is charged in the amount of 999 rubles.

Tinkoff s7 joint debit cards give the bank's clients the following privileges:

Denied Tinkoff? Card 100 days without interest from Alfa-Bank -

• currency conversion at the most favorable rates;
• making transfers and payments without charging a commission;
• cash withdrawals through ATMs (even abroad) are free.

The owners of "black" co-branding receive an insurance policy, concierge services, free entry to the lounges of the world's hubs, emergency service, and a personal manager for travel at the expense of the bank.

A Tinkoff client can simultaneously issue s7 tinkoff cards in 2 versions: against his own funds and a loan, with their help replenishing the general mile account.

Since debit plastic is the holder's personal funds, it must be constantly replenished. This can be done in several ways:

• by transfer from a branch of another bank;
• transfer funds from another card through the Internet bank or using a mobile application;
• using the services of Tinkoff Bank partners (MTS, Euroset, Beeline, etc.).

But replenishment of your own bank card is not always free. If the monthly installment exceeds 300 thousand rubles, a commission of 2% is taken from the client on the surplus amount (but not less than 90 rubles).

The client can also transfer funds from the s7 tinkoff card to the cards of other banks using Internet banking. But you can do it for free if you keep the monthly limit of no more than 20 thousand rubles. by World and no more than 50 thousand rubles. by Black Edition. Otherwise, 1.5% will be charged on the surplus.

Tariffs and cost of service

Commission for transactions by debit card S7 Airlines World from Tinkoff Bank and the cost of its annual service will be as follows:

Annual service on an S7 card from Tinkoff can be avoided by keeping a minimum balance of 150 thousand rubles on it.

• there is no commission when withdrawing cash from a Tinkoff ATM or from 3 thousand rubles. in third-party terminals, in other cases - 90 rubles. for the operation and + 2% if the limit is exceeded (150 thousand rubles);
• for interbank outgoing transfers up to 20 thousand rubles. - commission 0 rubles, with a larger amount - 1.5% (min. 30 rubles);
• nothing is paid when replenishing the account in the amount of up to 300 thousand rubles;
• SMS informing - 59 rubles;
• scheduled re-release is free, unscheduled - 290 rubles;
• it is possible to connect a permitted overdraft on individual terms.

If you have a minimum balance of 150,000 rubles, you do not need to pay for service of the card. In other cases, it will cost 190 rubles / month.

Debit card S7 Tinkoff Black Edition:

• has similar cashing conditions, but the maximum limit will be more than 150 thousand rubles;
• interbank transfers are made under the same conditions, but the limit is not 20 thousand, but 50 thousand;
• replenishment free of charge within the specified amount;
• SMS notification service with zero fee.

Reissue and overdraft fees are the same. That is, the tariffs are similar, but the limits are higher.

The cost of this Tinkoff S7 Airlines premium card is RUB 999 / month. Its owners in the bank are served by a personal manager.

How to get a?

It is very easy to open a Tinkoff S7 Airlines card. Requirements for applicants are minimal.

Registration takes place in 3 stages:

1. The applicant must fill out a questionnaire on the Tinkoff website, indicate passport information.
2. Within 2 minutes, the bank will receive a decision to provide the product.
3. If the decision is positive, the bank employee will deliver the card directly to the holder's work or to his home.

The Tinkoff S7 Airlines card is designed to accumulate special bonuses that can be used to pay for flights on S7 Airlines and partner airlines.

S7 Airlines debit card terms

Reviews on the Tinkoff S7 card confirm the convenience of using miles and receiving the main benefits from a product of an international format. Today, you can apply for both a debit and a credit product, which have the same conditions for the exchange of points.

Tinkoff S7 debit card can be issued in World and Black Edition status. According to reviews, in the second case, there is an increased accrual of miles, and it also has a high value due to its status and special benefits. The service price of the first is 190 rubles, the second - 999 rubles per month. If you maintain 150 thousand and more Tinkoff World cards on your balance for a month, then you can use it for free.

Reviews on MasterCard World S7

According to reviews, MasterCard World S7 is more in demand, although it does not have the following advantages of a premium product:

• travel medical insurance;
• individual service: separate line, personal manager;
• concierge service: hotel booking, car booking and other assistance;
• access to business lounges (free of charge, subject to a balance of 250 thousand).

Also, the applicant has the right to order an additional Tinkoff S7 card for their loved ones.

Tinkoff MasterCard debit card is designed to perform all basic banking operations:

• account replenishment via terminals (cash) or transfer (non-cash method);
• making transfers to individuals;
• payments at retail points of sale and online stores;
• payment online to service provider companies;
• cash withdrawal;
• use abroad.

Registration procedure

After sending the application to Tinkoff, a bank employee contacts the client and agrees on the place and time of meeting for the transfer of the card. In this case, you must have a passport with you. Having received the plastic, it is necessary to activate it. To do this, on the Tinkoff website in the Activation section, you need to enter its number and confirm with your phone.

Rules for calculating S7 miles

Miles in Tinkoff for S7 are credited to a debit card when debit transactions are performed under the following conditions (for every 60 rubles) using a MasterCard Word card:

• 3 miles for expenses on the S7.ru website;
• 1.5 if the client maintains a balance of 150 thousand;
• 1,25.

For premium MasterCard, the tariffs are increased:

• 4 - on the S7.ru resource;
• 2 if the balance is more than 300 thousand;

Additional miles are credited when purchased from bank partners. Each company determines its own bonus amount. The maximum can be earned up to 18 miles with these special offers.

See how you can earn miles

To exchange savings, you need to go to the S7 website and log in as a participant. Next, you need to choose a flight using a special service: choose an airline, indicate dates, times, places of departure and arrival. In addition to S7 Airlines, you can choose any of 15 airlines operating in 150 countries of the world.

Then you need to choose a payment method - miles. The specified number of them will be debited from the bonus account.

For S7 owners, air tickets are sold twice a year, which are closed to other citizens.

In addition, the following options are available to the program participant:

• Upgrade your class with bonus units: having an economy class ticket, fly in business class;
• After accumulating 6,000 bonuses, get a ticket for a regular S7 Airlines flight;
• Transfer miles to your loved one, if he does not have enough to purchase the service - from 500. And also receive transfers from friends participating in the S7 project.

S7 credit card terms of use

The Tinkoff S7 credit card is endowed with similar capabilities, but in addition, it is intended for using the bank's borrowed funds within the permitted limit. He is prescribed individually, the maximum is limited:

• Word: up to 700K
• Black Edition: up to 1.5 million

Debt repayment to the bank

After using Tinkoff loan funds, the borrower has the right to return them without interest. For this, a special grace period has been established at Tinkoff - up to 55 days. If at this time the debt is not repaid, then an interest rate of 18.9-29.9% is applied to the amount of the debt. For cash withdrawal operations, the rates are higher - 25.9-39.9%. For receiving money, a commission of 390 rubles is charged at a time, but if you withdraw from 3000, then you do not need to pay it.

At the end of March 2017, S7 Airlines, a member of the international alliance OneWorld, and Tinkoff Bank announced the launch of a joint product - the S7 co-branded card. The Tinkoff S7 card is available in four formats:

• debit Mastercard World;
• debit premium card Tinkoff S7 Mastercard Black Edition;
• credit Mastercard World;
• credit premium S7 Tinkoff Mastercard Black Edition.

S7 Tinkoff reviews

Almost immediately after the release of the joint product, reviews of the Tinkoff S7 Airlines card appeared on the network. As a rule, there are few truthful reviews on the Internet, the same applies to reviews about S7 Tinkoff. Therefore, it is best to contact reputable resources for truthful reviews about the S7 Tinkoff card, for example, the well-known Vinsky forum and the service of bank.ru (by the way, we did not take into account the resources where the reviews contained only praise, as well as referral links).

Users of the resources studied often point out that the C7 Tinkoff card will be of interest to those who regularly fly S7 Airlines, those who are a member of its loyalty program and have an S7 Priority card, as well as those who, in principle, have high cash turnover on their cards.
Let's take a closer look: based on the reviews about the S7 Tinkoff card, the advantages and obvious limitations for holders are highlighted.

Benefits of the S7 Tinkoff Bank card

For holders of any Tinkoff S7 Airlines card, whose card turnover will be 800,000 rubles in the first quarter of use:

• Customers of the S7 Tinkoff card can count on an upgrade in the C7 Priority loyalty program to the “Silver” level.
• The possibility of upgrading the class on the airline's flights (for Tinkoff S7 Airlines Black Edition customers - 2 times a year, for World - once a year.
• Check-in at the business class counter, free extra baggage and free seat selection.
• Welcome bonus miles with sufficient turnover in the first 3 months of using the card (12,000 miles on a World card with a turnover of 250 thousand rubles and 20,000 miles on a Black Edition with a turnover of 600 thousand rubles). Attention! This privilege is only available for credit cards.

For holders of any Tinkoff and C7 bank card:

• Twice a year, Tinkoff Bank and S7 hold a closed sale of air tickets for holders of these cards (by the way, discounts on C7 flights to different destinations during such sales can reach 60%).
• Holders of Tinkoff S7 Airlines have the right to visit business lounges at more than 850 airports, and can also apply for concierge services (a personal assistant for booking hotels, restaurants, cars in any country) and free travel insurance - all this is just for Black Edition.
• Free SMS notification about card transactions (only for Black Edition)
• Cash withdrawal without commission from ATMs all over the world, if the amount is more than 3000 rubles (as in any Tinkoff Bank cards).
• For money spent on an S7 Tinkoff bank card, miles are credited (for every 60 rubles - 1.5 miles to a World card (with a daily balance of 150,000 rubles) and up to 2 miles to a Black Edition card (with a daily balance of 300,000 rubles, if less, then Black is credited with only 1.5 miles.) In addition, miles are credited for purchases on the airline's website (3 miles) and through the contact center (4 miles). This is more than similar co-branded cards S7 and Alfabank and Promsvyazbank. you can get up to 18 miles from Tinkoff Bank partners for every 60 rubles of money spent.

Limitations and disadvantages of the Tinkoff Esseven card

• To receive some privileges of a Tinkoff C7 holder, it is necessary to have a significant turnover on the card (800,000 rubles per quarter - to increase the status in the loyalty program and service status on the airline's flights, to accrue welcome miles - at least 250 thousand rubles on a credit card).
• Miles can “burn out” if you do not accumulate a sufficient number of them (5000) per year, which are accrued for paying with a card.
• Sophisticated system for calculating and accruing miles. They depend on the daily balance, quarterly turnover, as well as on the type of transactions that were made with the card.
• Not all card transactions are rewarded with miles (read more about this in the Terms and Conditions section).
• 1 mile is not equal to 1 ruble.
• If the number of miles is uneven, the rounding is downward.
• You can only spend miles through s7.ru
• The minimum threshold for spending miles is 6,000, you cannot spend them earlier.
• Paid card service (the Es Seven Tinkoff World credit card will cost 1,890 rubles per year, Black Edition - 7,990 rubles per year; debit World - 190 rubles per month (but free only if the daily balance on it is 150,000 rubles), Black Editon - 999 rubles per month (11988 rubles per year).
• You cannot be the owner of an S7 Tinkoff and AllAirlines credit card from the same bank at the same time, the restriction does not apply to debit cards.
• As some users note, the most profitable joint product of the bank and the airline may be those customers who fly mainly with this airline (for example, Novosibirsk is the birthplace of S7 and from there, in some directions, you can fly only on flights of this airline).

S7 Sale Tinkoff

The bank and the airline have developed several special price offers for cardholders.
Private sale S7 Tinkoff

• It takes place 2 times a year for holders of any C7 Tinkoff card format.
• During the validity period of the S7 Tinkoff sale, you can buy tickets to any destinations participating in the sale with a discount of up to 30%, while the discount does not apply to taxes and fees - only to fares.
• There is a discount on all tariffs on the sale for S7 Tinkoff cards, but it should be borne in mind that the discount cannot be combined with the discount on subsidized tariffs (tariffs for certain categories of citizens: for children, pensioners, etc.)
• At the S7 Tinkoff closed sale, you can pay for up to 3 purchases from the C7 card of Tinkoff World bank and 9 purchases from the Black one. 1 purchase is one transaction, that is, one purchase can pay for round trip tickets, for example. To buy a ticket with a discount, you need to tick the box “Show prices using the S7 Tinkoff card”.
• At the S7 Tinkoff closed ticket sale, you can buy tickets for the high summer season (which is not typical for ordinary airline promotions).
• To see the S7 Tinkoff discount, which is due to you as a holder of a co-branding card, you need to tick the box “Show prices on S7 Tinkoff card” when buying air tickets during the sale - then the price will be recalculated automatically.

S7 Tinkoff tickets are sold on the official website of the airline: https://www.s7.ru/ru/s7-tinkoff-card-sale.dot
Discounts for S7 with a Tinkoff card can reach up to 60%.
The latest S7 Tinkoff 2019 private sale took place in the spring. Reviews of the S7 Tinkoff closed sale were positive, the next one, according to tradition, will be held in the fall of 2019.

S7 Tinkoff promotions

• Promotion Welcome miles (the official name is “To delight loved ones”) for Tinkoff 7 Seven credit cards.
  Deadline: March 20, 2017 (no time limit).
  The essence of the S7 Tinkoff promotion “To delight your loved ones”: welcome miles in the amount of 12,000 to credit World are credited, provided that the turnover for the first quarter after activation is 250,000 rubles or more; 20,000 miles - to a Black Edition credit card with a turnover of 600,000 rubles for the first 3 months of use.
• Promotion for the S7 Tinkoff card “Feel the privileges”.
  Deadline: March 21, 2017 (no time limit).
  The essence of the S7 Tinkoff promotion “Feel the privileges”: A silver status is assigned in S7 Priority, the airline's loyalty program, and is valid for a year from the date of this status assignment. Also, the participant of this promotion, S7 Airlines Tinkoff, gets the opportunity to upgrade the service class on the airline's flights (up to business class) twice a year, regardless of the route and tariff. The upgrade right can be exercised within a year from the date of receipt.

Important! The offer is valid subject to a consecutive quarterly card turnover of 800,000 rubles (that is, at least 3 reporting periods in a row it is necessary to make purchases on the card for 800,000 rubles. Reporting period - the period between the dates of the card account statement generation. Statement - document, monthly generated by the bank and sent to the client, containing information about the transactions performed, charged commissions and other information under the card issuance agreement.
Silver status and the right to upgrade the class are established after the accrual of miles after the third consecutive reporting period with a turnover of 800,000 rubles.

Card transactions that are not included in the turnover:

• Card replenishment; cash withdrawal; any transfer of funds; for operations in the Internet Bank, mobile bank, which are equivalent to cash withdrawal operations (replenishment of wallets, mobile payments, loan repayment, etc.)
• Operations with the following MCC codes: 4812, 4813, 4814, 4816, 4829, 4900, 6012, 6050, 6051, 6529,6530, 6531, 6532, 6533, 6534, 6536, 6537, 6538, 6540, 7299, 7311, 7372, 7399, 7995, 8999.

If at the time of the previous 3 reporting months the participant used the right to upgrade the service status all 2 times, then he can expect that he will have the right to 2 more times after the next 3 months in a row, during which the turnover on the card will be 800 000 rubles.

• Promotion C7 Tinkoff Earning miles for purchases, the official name is "Accumulate impressions."
  Deadline: March 20, 2017 (no time limit).
  Essence: accrual of 3 miles for every 60 rubles spent from the World card and 4 miles - from the Black Edition card for the purchase of goods and services on the S7 Airlines website or through the call center.
  Important: if the transaction was not carried out or was subsequently canceled, in this case the miles will be refunded. Bonus miles are credited within 5 business days after the end of the next reporting period.

• Promotion “The first purchase with a C7 Tinkoff card.
  Term: 10.04.2018-31.12.2019
  Essence: accrual of bonus 1000 miles within 5 working days of the month following the month in which the first purchase for 1000 rubles was made.
  To participate in the promotion, you must make a one-time payment of at least 1000 rubles within 30 days from the date of card activation. Operations of the following nature are not counted:

• cash withdrawal
• payment of any bets, lottery tickets
• payment of postage stamps, securities, shares and traveller's checks
• buying currency
• transfers to other accounts and cards
• payment for bank services, as well as commissions and interest
• payment for cellular services
• replenishment of electronic wallets
• payment of insurance.

• Credit Card Annual Service Cancellation Promotion(upon registration through representatives of Tinkoff bank at Domodedovo (Moscow) and Tolmachevo (Novosibirsk) airports.
  Term: 01.05.2019 - 31.08.2019
  Essence: free annual service, provided that a purchase is made for at least 5,000 rubles using a card within the first 21 days from the date of activation of the card.
  Important: in order to participate in the promotion and receive the bonus assigned to it, you need to make sure that the recipient of the card meets the terms of the promotion: an adult, has no overdue credit debt to Tinkoff bank, has not previously received an S7 Tinkoff credit card.

• Special offer "Apply for a World card and get a year of free service"(for credit 1 year of free service if the conditions are met; for debit - 6 months).
  Deadline: 05/15/2019 - 06/30/2019
  You can apply for a Tinkoff Esseven card of the World category with free annual service at this link: https://www.s7.ru/home/s7-tinkoff-card.dot
  Next, you need to fill in the fields with all the requested data and, if you are a member of the S7 airline loyalty program, you need to check the box “I am a member of the S7 Priority program” and click “Next”. If you are not yet a member of the program, do not check the box, the number will be automatically assigned to you with the issue of the card.
  Then you need to indicate your passport details, registration address, actual residence address, additional phone number, and indicate the number of the member of the S7 Priority loyalty program (if you are a member).

If you have forgotten the member number in the C7 Priority loyalty program, you can view it in your personal account on s7.ru or by calling the service center by phone
8 800 100-77-11 (toll-free within Russia) and +7 495 777-77-11 Then you need to indicate where you work and the address of the organization.
The next step is to indicate your monthly income, the amount of renting an apartment (if you are renting), education, marital status, purpose of the card (select from the drop-down list), salary bank, SNILS number, car (if any) and click "Checkout":
Next, a confirmation code will be sent to the specified phone number
Next, the form is sent for processing to the bank's employees, then they can call you to the specified number to check the data and inform about the decision made and the period during which the card will be delivered to you if the loan is approved.
After receiving the card in your hands, you need to activate it tinkoff.ru/activation/ within 30 calendar days and before 30.07.2019

• Promotion for earning additional bonus miles at duty free shops. Officially named “Worldwide Duty Free Miles Increase.
  Term: 03/01/2019 - 07/31/2019
  The bottom line: for every 60 rubles spent from the card, 12 miles are credited. The promotion applies to purchases made from March 1 to July 31, 2019. Bonuses are credited to the account of a member of the S7 Priority loyalty program
  Important: a The action applies to both holders of a credit card and a C7 Tinkoff payment card.

S7 debit card

There are 2 types of debit S7 Tinkoff: MasterCard World and MasterCard Black Edition. Tinkoff S7 Black Edition debit card is premium.
Debit card С7 Tinkoff MasterCard World
Grants the following privileges:

• participation in a closed sale 2 times a year;
• free cash withdrawal at any ATM in the world, provided that the amount is at least 3000 rubles.
• accrual of 3 miles for every 60 rubles spent on purchases on the S7 website (this can be not only tickets, but also payment for taxi services, hotels and other products presented on the official website of the airline and participating in the accrual of miles, with the exception of taxes
  and premium flight fees).
• accrual of 1.5 miles for every 60 rubles spent from a Tinkoff S7 World debit card, provided that the daily balance on the card is 150,000 rubles.
• accrual of up to 18 miles for every 60 rubles spent for purchases at special offers of the bank's partners.

Miles are credited within 5 working days following the month in which the card was activated.
You can find out the number of miles accrued in your personal account at s7.ru or by calling 8 800 100-77-11 (call within Russia is free) and +7 495 777-77-11.

How to spend miles from an S7 Tinkoff World debit card

Terms of miles accrual on the S7 Tinkoff World card:

• replenishment, withdrawal, transfer by any means;
• replenishment of electronic wallets, repayment of loans and other operations equated to cash withdrawal.
• operations with the following MCC: 4812, 4813, 4814, 4816, 4829, 4900, 6012,
  

Detailed terms: https://static.tinkoff.ru/documents/debit/memo-S7-tinkoffWorld.pdf

Tinkoff S7 Black Edition debit card

S7 Airlines Tinkoff MasterCard Black Edition debit card privileges:

• participation in closed sales 2 times a year;
• access to business class lounges at more than 850 airports around the world;
• the ability to order concierge services;
• free travel insurance;
• SMS notification about transactions;
• withdrawal without commissions at ATMs from 3000 rubles.
• miles accrual for every 60 rubles. 4 miles - for purchases on the S7 website, 2 miles - for purchases with a card subject to a daily balance of at least 300,000 rubles (1.5 miles if the daily balance is less than 300,000 rubles); up to 18 miles for purchases with special offers from the bank's partners.

According to the Tinkoff S7 Airlines Black Edition debit terms, miles are credited within 5 working days following the month in which the card was activated.
You can find out the number of miles accrued in your personal account at s7.ru or by calling 8 800 100-77-11 (call within Russia is free) and +7 495 777-77-11.

How to spend miles from a Tinkoff S7 Airlines debit card

• for award flights with S7 Airlines or oneworld alliance;
• upgrade the service class on S7 flights;
• donate to a friend or send to charity (subject to a minimum balance of 500 miles).

Conditions for crediting miles on a Tinkoff C7 debit card:
Miles are credited for every full 60 rubles spent from the card. If the number of miles is uneven (non-integer), they are rounded down.
Under the terms of the Tinkoff S7 debit card, the bank does not accrue miles for incoming and outgoing transactions of the following types:
- replenishment, withdrawal, transfer by any means;
- replenishment of electronic wallets, repayment of loans and other operations equated to cash withdrawal.
- operations with the following MCC: 4812, 4813, 4814, 4816, 4829, 4900, 6012,
6050, 6051, 6529, 6530, 6531, 6532, 6533, 6534, 6536, 6537, 6538, 6540, 7299, 7311, 7372, 7399, 7995, 8999.

More about the product: https://static.tinkoff.ru/documents/debit/memo-S7-tinkoffBlackEdition.pdf

S7 credit card

The Tinkoff S7 credit card is issued in 2 versions: MasterCard World and MasterCard Black Edition (the second is a premium segment card, more expensive, but also with a more extended list of privileges).

S7 Tinkoff World credit

Conditions:
The limit of this card is up to 700,000 rubles. The interest-free period is 55 days. Provided that the cardholder spent more than 250,000 rubles in the first 3 months from the date of card activation, bonus 12,000 miles will be credited to the account of a member of the S7 Priority loyalty program. And, of course, all holders of this format have access to annual sales, which are organized by S7 Airlines in conjunction with Tinkoff Bank; during periods of such sales, you can purchase tickets to certain destinations with a discount of up to 60%.

How miles are credited:

• For every 60 rubles spent on the official website of the carrier, the owner gets 3 miles.
• 1.5 miles for every 60 rubles spent from the card on any other purchases.
• up to 18 miles when spending on purchases on special offers of the bank's partners.

What other privileges:

• If your card expenses exceed 800 thousand rubles in 3 months, then the member immediately receives Silver status in the loyalty program, can carry additional baggage for free, choose a seat, check in for a flight at a business counter and receive up to 25% of miles for flights. made by Siberia Airlines flights. It is also possible, at such costs, to upgrade the service class once a year (for example, from economy to business class).

Annual card maintenance - 1890 rubles.
More about the card http://static.tinkoff.ru/documents/credit_cards/memo-S7-tinkoffWorld.pdf

Tinkoff S7 Black Edition credit

Conditions:
The limit is up to 1.5 million rubles, the period without interest is 55 days.
20 thousand miles are credited, provided that the holder spent at least 600 thousand rubles on the card in the first 3 months from the date of activation.
Of course, participation in the big sale of S7 tickets, which takes place 2 times a year - in spring and autumn.
How miles are credited:

• 4 miles for every 60 rubles spent on purchases from the airline's website.
• 2 miles for any other purchases made with the card.
• 18 miles for purchases with special offers from Tinkoff Bank partners.
• Subtitle “Tinkoff S7 credit card reviews” - here we write about reviews on world and black edition credit cards, insert screenshots of reviews.

What other privileges:
If your card expenses exceed 800 thousand rubles in 3 months, then the member immediately receives Silver status in the loyalty program, can carry additional baggage for free, choose a seat, check in for a flight at a business counter and receive up to 25% of miles for flights. made by Siberia Airlines flights. It is also possible, at such costs, to upgrade the service class 2 times a year (for example, from economy to business class).
For Tinkoff S7 Black Edition credit holders, the Concierge service is also available, which allows you to book a hotel, a table in a restaurant; 2 times a month free admission to business lounges at airports around the world; up to $ 100 thousand for travel health insurance costs.
Annual service 7990 rubles per year.
More about the product http://static.tinkoff.ru/documents/credit_cards/memo-S7-tinkoffBlackEdition.pdf

Tinkoff together with S7 Airlines have developed a special loyalty program. 4 types of cards are issued: debit and credit World and Black Edition. The plastic belongs to the MasterCard payment system. It is allowed to switch to the program at any time, no re-issue of valid cards is required. But the points and bonuses accumulated under other programs are canceled. Information about what happens to All Airlines miles is not spelled out in the rules.

Loyalty program Tinkoff-S7

Cobrand plastic holders:

• accumulate miles for purchases and flights by S7 and OneWorld companies;
• buy tickets for closed ones (held quarterly, the date is announced in advance);
• exchange savings for free tickets;
• improve the class of service from economy to business;
• withdraw cash at any ATM in the world free of charge if the amount exceeds 3000 rubles;
• exchange currency at the favorable internal rate of the bank;
• retain the privileges of the classic S7 Priority program.

Customers who made debit transactions in the amount of 800,000 in the first 90 days of holding World cards receive additional opportunities:

• assignment of a silver level S7 Priority, the accrual of bonuses is increased by 25%;
• check-in with business passengers, priority boarding;
• free choice of a preferred location;
• free transportation of excess baggage;
• once every 365 days a free exchange of an economy class ticket for a business.

In addition to the above-mentioned privileges, Black Edition owners receive the following at the same expenses:

• Free exchange of an economy class ticket for a business one twice a year;
• insurance in the amount of $ 100,000, covering the cardholder, spouse and three children under 18 and covering medical expenses (including accidents while skiing and snowboarding);
• dedicated phone number when contacting the S7 call center;
• personal bank manager;
• concierge service in your native language (hotel reservation, car rental, restaurant reservations, familiarization with the poster of cultural events at the place of stay);
• access to airport business lounges as part of the LongeKey program with free treats, comfortable furnishings and soft furnishings (registration at loungekey.com/tinkoff is required).

Special promotions for cardholders are regularly held.

For example: until January 31, 2019, 20% of the purchase price is refunded for duty free purchases. Until February 28, 2019, Tinkoff-Crossroads points are available for redemption for S7 miles at a favorable rate (8 points = 1 mile).

Loyalty program S7 Priority

Adults and children over 2 years old can participate. Rewards are accrued only for flights by S7 and airlines of the OneWorld alliance and only at the fares participating in the accrual.

There are 4 levels (Basic, Silver, Gold, Platinum), which differ in the number of miles earned and a set of privileges.

You can get additional remuneration for using the services of partners (hotels, rental offices, restaurants, shops).

Participants have the right to:

• receive discounts on tickets for children and babies;
• restore miles for the last 6 months during the initial registration and in the case when they forgot to indicate the member number when purchasing a ticket;
• purchase award tickets;
• improve the class of service and choose seats;
• purchase miles if the accumulated miles are insufficient (maximum 10,000 per year).

If, when ordering payment cards or credit cards, a potential client is already a member of S7 Priority, then when filling out the application, indicate the member number (applied on the front side under the full name).

If this is not done, a new bonus account will be opened. To combine savings, you will have to contact the S7 support service, 30 days are given for consideration according to the regulations.

For accelerated accumulation, it is more expedient to use co-branded bank cards. Credit cards are more profitable than S7 debit cards from Tinkoff if you fit into the grace period and do not pay interest for using borrowed funds.

Debit cards

The accrual of bonuses is as follows:

Servicing cards will cost 190 rubles per month, if you do not constantly keep more than 150,000 rubles (for World) and 300,000 rubles (for Black Edition) on the account. The daily incoming balance is taken into account. Connection of overdraft and installment plan is allowed.

Credit cards

The accrual of remuneration is as follows:

The credit limit for World cards is 700,000, for Black Edition - 1,500,000. The standard grace period is 55 days. Connection by installments is possible.

Annual maintenance for World will cost 1890, and Black Edition - 7990 rubles.

Features of accrual

The remuneration is displayed on the account in your personal account at s7.ru 5 working days after the statement is generated.

If credit cards, debit and additional cards are used at the same time, miles are accumulated in the general account.

When calculating 1 mile is given for a full 60 rubles. Fractional accrual is not provided, there is a rounding down to the nearest whole number.

Example: purchased item worth 45356. 45000 will be credited: 60 = 755.93 = 755 miles.

If you spend 50,000 per month for everyday needs and purchase tickets for S7.ru for 30,000 per year, then 16,500 miles will be credited on World cards, and 22,000 miles on Black Edition cards (provided that a minimum balance is kept on debit cards ).

For the first flight with an S7 flight, the airline gives 500 welcome miles. If credit card transactions in the amount of 250,000 were made in the first 3 months, the bank will accrue 12,000 gift miles. This is enough to purchase a one-way premium ticket to Barcelona.

For expenses over 600,000, 20,000 miles are awarded. This is enough to purchase a one-way premium ticket to Vladivostok. To receive a gift, you need to make 1 paid flight at a fare participating in the accrual of miles.

When there are no miles:

• there is a difference in the spelling of the full name. in your personal account and in the ticket, or the date of birth does not match;
• replenishment and withdrawal of cash and performance of operations equivalent to it;
• purchase of financial instruments (checks, stocks, bonds, etc.);
• payment for utilities, internet, mobile phone;
• transfer of funds (including replenishment of electronic wallets);
• gambling;
• payment for goods, works and services through the Internet bank or a mobile application.

Tinkoff is not responsible if the acquiring bank provided incorrect information regarding the operation performed or assigned erroneous MCC codes.

Miles are retained until the end of the current year and for the next 2 years. Paid prolongation is possible. Bonuses become non-combustible if at least 1 paid flight is made at a suitable fare during the year and at least 5,000 are collected (prizes and promotions are not taken into account).

If fraudulent actions or abuse of the loyalty program are detected (the rules do not specify what is meant by this), the accrual is suspended until all the circumstances are clarified. If a decision is made to disconnect the client from the program, then reconnection is impossible.

How to spend miles

You can spend your savings in the following ways:

• buy a ticket for S7 flights (at least 6000);
• buy a ticket for OneWorld alliance flights (minimum 7,500);
• transfer to a friend (from 500);
• upgrade the class of service (from 6500) via the Internet (no earlier than 24 hours before departure) or during check-in at the airport (no earlier than 3 hours before departure);
• book a standard (from 1000) or superior (from 2500) seat;
• pay for excess baggage (from 5000), it is possible only with a direct flight;
• donate to charity in "RUSFOND" or "Ordinary miracle".

The services are available to fellow travelers if they are in the same booking as the member of the loyalty program.

The site s7.ru presents miles calculator... It will allow you to find out how much is required for a specific flight or how much is needed to purchase an award ticket, taking into account the type of card, the client's status in the loyalty program and the airline.

How to find out the balance of savings

It is permissible to track miles on an S7 Tinkoff card in the following ways:

• at S7.ru;
• in a monthly statement;
• by phones 8-800-100-77-11 and 7-495-777-77-11.

Pros and cons

The indisputable advantages of S7 cards from Tinkoff Bank include the following points:

• developed route network of S7 Airlines and OneWorld alliance (150 countries, 1000 destinations);
• there are no restrictions on the maximum accrual of miles during the billing period;
• upon termination of the bank agreement, unused miles do not expire, since information about them is kept by the partner;
• issue of cards for clients with different needs;
• interesting set of privileges;
• insurance covering family members of the account holder;
• ease of receipt and use;
• high credit card limits.

The disadvantages are as follows:

• an award ticket must be purchased in advance, the quantity for the flight is limited;
• Upgrade service is possible subject to availability;
• it is not profitable to purchase tickets for one way miles;
• additional privileges are allowed only when making large spending;
• when upgrading the service class from business to economy, the baggage allowance remains unchanged;
• sales are not always interesting (often the discount does not exceed 15%);
• you cannot purchase a Business Pass for miles;
• part of the ticket cannot be paid with miles, only in full;
• taxes and fees are not paid with miles, only with your own funds;
• the card cannot be made multicurrency, which would be extremely useful for travelers (you have to get several cards in different currencies);
• if the flight is canceled or the ticket is returned, miles are not reimbursed;
• expensive annual maintenance.

Active users of co-branded cards respond positively to the product in general. I especially like the possibility of withdrawing cash around the world without commission fees (you need to clarify in advance if the ATM itself takes a commission). Terms of miles accrual are transparent, there are no delays.

It is easy to order and receive the card. There are no complications with the use of additional privileges. The bank is client-oriented, when difficulties arise, it often meets the client halfway.

Comparison of the program with All Airlines

Tinkoff offers its customers to fly for free, anywhere, by any airline. The program is interesting for those who often travel around the world with different airlines.

Miles are credited for any purchases in the form of a cashback (10% for purchases on tinkoff.travel.ru, 5% for train tickets, 2% for everything else). In general, the conditions are less attractive than those under the Tinkoff-S7 program:

• welcome miles do not exceed 5000;
• the maximum credit limit is 700,000 rubles;
• it is impossible to spend savings when buying a ticket, you can only compensate for expenses already incurred within 90 days;
• the maximum accrual for the billing period is 6,000 miles (if more has been accumulated, then the payment is carried over to the next month);
• no access to airline privileges.

conclusions

Tinkoff Bank managed to create a high-tech product adapted to users with different needs and incomes. Everything is done to ensure that the accumulation of miles goes as quickly as possible.

The S7 Tinkoff card has no significant drawbacks. But it will be of interest only to those who really often fly S7 flights and use the services of airlines that are members of the OneWorld global alliance.

The work of many modern people is associated with regular flights. Many people spend a lot of money on the purchase of air tickets. Tinkoff is a bank that works for the benefit of clients. To save money, a special system was developed. The s7 airlines card from Tinkoff Bank will allow you to accumulate bonuses, which can then be spent on purchasing air tickets. Be sure to check the bank's offer to see if this is right for you.

S7 Airlines is an airline that is part of the global alliance. The management went to meet Tinkoff Bank - together they decided to create a co-branding system. With its help, everyone can get a special card, which will be used to accumulate bonuses for paying for air tickets. Those who wish to join the system can choose one of 4 types of bank cards: credit, debit, standard MasterCard or premium MasterCard Black Edition. If desired, credit and debit cards can be linked to the same account. The work of the proposal has the following features:

• The bank card offers the most favorable conditions for those who fly frequently. For every 60 rubles spent, you will be credited with 1.5 miles (if the card is premium - 2). When purchasing air tickets, 3-4 miles are accumulated for the same amount. During promotions, the number of bonuses can be up to 18;
• You can increase the status of a bank card only with an increase in expenses. Tinkoff will offer to replace the card with a premium if you spent more than 800 thousand rubles from it in one quarter;
• With premium cards, you can count on additional services or business class flights;
• Program members transfer baggage free of charge, regardless of distance or type of transportation;
• Cardholders can check-in for a flight without a queue - right at the business class counters.

What options do S Seven cardholders get?

If you participate in the promotion from the airline, you can order an unlimited number of cards at any time. Both debit and credit offers will be available to you. You can order a premium world MasterCard or the same Black Edition. It is convenient to link several cards to one current account - then the bonuses go to one place. This is an advantageous offer that will suit people who actively use the services of airlines. The bank's website contains a detailed list of partners, where you can spend money in such a way as to receive an increased refund of miles. It is convenient to use the service, call the operator who will answer all your questions.

Commissions and tariffs for using the card

Tinkoff s7 airlines debit card or any other has significant advantages for people who often travel by plane. First of all, holders of such programs can visit the business lounges of any airport - it is enough to present a card to be admitted there. Also, the holder can take out insurance on preferential terms or use the services of a concierge. Consider the following features:

1. You can spend the accumulated points on the purchase of tickets exclusively for S7 airlines or their partners: American Airlines, JAL, British Airways;
2. With active use of the card, its status can be upgraded to business;
3. With miles, you can pay part of the ticket price - it doesn't matter how many offers are left;
4. Miles will be active all the time - they will not expire or be canceled;
5. Tinkoff claims that this offer is an excellent alternative to standard cashback.

What do you need to get it?

Ordering tinkoff s7 airlines black edition is very easy. To do this, it is enough to call the call center of the organization and voice your wishes to the operator. You can also go to the official website and register a personal account that opens all the functionality. The most convenient way to order a product is through a mobile application - you can download it from any software store.